Your Credit is Not the Problem — They Are

Start seeing real credit improvements in 30 days or less.

Real People. Real Deletions.
Real Results.

Backed by thousands of successful deletions, we’re ready to help you take control of your credit.

What Makes Us Different

When it comes to credit repair, precision and compliance matter. Here’s how we stand out.

Our Process Is Powered By Expertise

FCRA & FDCPA-Compliance Certified

Skilled in federal credit and collections compliance to ensure every action aligns with legal standards and protects consumer rights.

NACCC-Certified Credit Counselor

Trained to provide expert, ethical, and consumer-focused credit guidance, helping clients navigate financial challenges with confidence.

MIT – Finance & Business Certified

Equipped with advanced financial strategy and business analysis training from MIT to deliver data-driven, results-oriented solutions.

AFCPE – Accredited Financial Counselor

Certified to offer trusted financial education and behavior-based guidance that helps clients build long-term financial stability.

We Don’t Just Dispute — We Apply Legal Pressure.

Let us show you the real steps behind how we delete violations, not just argue them.

Strategic Dispute Submission

We send precise, legally backed dispute letters targeting negative items holding you back.

AI + Human Legal Audit

Our smart tech scans for inconsistencies, while our credit pros spot hidden violations.

Strategic Dispute Submission

We send precise, legally backed dispute letters targeting negative items holding you back.

Escalate to CFPB, FTC, AG if needed

If bureaus don’t comply, we escalate — using FCRA law to keep them accountable.

Track and Update

You’ll get access to a dashboard or updates showing exactly what’s been removed or changed.

FCRA-Based Disputes

FTC Complaint Strategy

CFPB Submission Compliant

Transparency is our foundation. You’ll always know what’s being sent, why it matters, and how it helps.

Want to Handle It Yourself?

We’ll Still Help You Win

Not ready for our full-service credit repair?

No problem — we’ve got your back. Get instant access to our exclusive DIY Credit Repair Toolkit — the same battle-tested resources used by real credit pros.

Step-by-Step Credit Repair Guide

No fluff — just proven actions that get results.

Dispute Letter Templates

Professionally written samples to challenge inaccurate items.

Metro 2 Compliance Techniques

Leverage industry-standard tactics for deeper disputes.

Legal Codes & References

Speak the credit bureau’s language with the right terminology.

Strategy Blueprint

Understand the “why” behind every move so you never feel lost.

One-Time Offer – Perfect for Self-Starters!

Whether you’re just getting started or want to take matters into your own hands, this kit is your secret weapon to smarter credit repair.

Tripwire Offer:
DIY Credit Repair Kit

Take Control of Your Credit — The Pro Way

Custom Dispute Letters

Professionally written for various scenarios — just fill in your info and send.

Rent Reporting Guide

Learn how to boost your score fast by adding your rent payments to your credit report.

Dispute Progress Tracker

A printable or digital sheet to help you stay organized and track your credit disputes like a pro.

Credit Law Cheat Sheet

Quick reference to Metro 2 compliance, FCRA, and your legal rights as a consumer.

Perfect For

  • Beginners who want to take the DIY route
  • Anyone not ready for full-service repair
  • People who love doing it themselves — with expert help at their fingertips

Serious Damage? This Is Your Advanced Credit Cleaning Plan

For people who have more than “a few late payments.” This is a full-scale cleanup and rebuild strategy.

3-Bureau Deep Dive

Full audit of Equifax, TransUnion, and Experian to map out every negative item and priority target.

Metro 2 & Compliance Challenge Strategy

We challenge accounts using reporting rules, data accuracy, and documentation standards to force proper investigations.

Creditor & Collector Pressure Campaign

Coordinated letters and escalation to data furnishers, collectors, and bureaus when they don’t follow the rules.

Personal Information & Address Cleanup

Remove old addresses, name variations, and other data that keep negative items tied to your file.

Score Rebuild Game Plan

Credit-builder accounts, mix optimization, and usage strategy so your score can climb while items are under review.

Only Pay When Items Get Deleted

Performance-based option for clients who want to tie cost directly to results.

Pay Only For Successful Deletions

You’re billed per deleted account per bureau based on our pricing chart. No guessing, no monthly retainer.

Targeted Negative Item Attack

Collections, charge-offs, late payments, repossessions, and other negatives are prioritized for maximum impact.

3-Bureau Tracking & Proof

Each deletion is verified across Equifax, TransUnion, and Experian with reports or screenshots before it’s billed.

Flexible Mix With Other Services

Can be combined with Advanced Credit Cleaning or used just to knock out specific problem accounts.

Transparent Status Updates

You get regular updates showing what’s in dispute, what’s been removed, and what’s still pending.

Want It All Gone?
This Is Our Most Aggressive Tactic

For clients who want every legal angle used and every negative account challenged, not just a light clean-up.

Covers All 3 Credit Bureaus

We go after inaccurate and unverified negative items on Equifax, TransUnion, and Experian with a coordinated dispute plan.

Full Credit File Breakdown

Line-by-line review of your reports to map out priority targets, reporting errors, date issues, balance problems, and duplicate accounts.

Advanced Dispute Chain Strategy

Multi-round dispute sequences that challenge accounts using investigation deadlines, data accuracy rules, and creditor / collector pressure where needed.

Direct Expert Support

You get real support, not generic emails. We walk you through what’s being challenged, when responses are due, and what moves come next.

Credit Hacks

AU Tradelines

Instantly Strengthen Your Credit Profile

Get added as an Authorized User (AU) on seasoned credit lines without ever touching a card.

AU Facilitator Program

Turn Your Limits Into Income

Want to start a legal, passive income stream using your existing credit cards?

Need a Boost? Or Want to Help Boost?

Want Funding We’ll Build the Business While We Clean Your Credit

You handle your goals — we’ll handle the groundwork. Our done-for-you backend setup gets your business funding-ready fast.

Task

Doing It Yourself

Done-For-You by Us

Setting Up LLC & EIN

Confusing forms, hours of research

We file everything for you — 100% compliant

Getting a Business Address & Domain

Setting Up LLC & EIN

Included in your package — no extra hassle

Building a Website

Learning design tools or hiring expensive devs

Custom-built website tailored to your brand

Creating a Business Email & Logo

Time-consuming and inconsistent results

Professional branding included

Opening Business Credit Accounts

Denials due to setup errors

Approved faster — we know the system

Reporting to Business Bureaus

Often skipped due to lack of knowledge

Starts immediately with our reporting tools

Starts immediately with our reporting tools

Tech headaches and piecing tools together

Fully integrated systems — done for you

DIY takes time, learning, and risk.

Our Way gets you funding-ready faster, smarter, and stress-free.

Frequently Asked Questions

What if I already tried credit repair before?

 If they used templates or skipped the laws, you never really had credit repair.

Some get movement in 7 days. Realistically? 3–6 months for full transformations.

Yes. Once you’re in the 650+ range, we plug you into $10K+ strategies.

Yes. We partner with Flexxbuy Financing so you can get started with no upfront cost.
✅ Soft pull only
✅ Up to $100K
✅ Choose LARGE PURCHASE on the application

We also can setup automatic draft payments from your credit card or bank account

No. Disputing inaccurate or unverifiable information is your legal right.

Our process is fully compliant with the Fair Credit Reporting Act (FCRA) and does not create any new negative marks.

In fact, when done properly — like we do it — disputing errors will improve your score, not damage it.

Yes. These are the most common violations we delete. We’ve also successfully removed:
• Inquiries
• Public records
• Bankruptcies
• Medical collections
• Duplicate items
• Fraudulent entries

• A full 3-bureau credit report from MyFreeScoreNow or IDIQ
• Enable shared view
• Fill out our onboarding form
• We handle the rest
• Valid ID
• SSN card
• Proof of address (less than 30 days old)

Still Watching Your Score Hold You Back?

Stop hoping and start leveraging