Terms of services – DSI Services

Effective Date: July 7, 2025

By accessing or using our website located at [dsicredit.com] (“Site”) and any related services (“Services”), you agree to comply with and be bound by the following Terms of Service (“Terms”). If you do not agree to these Terms, please do not use our Site or Services.

These Terms apply to all users, customers, and visitors. We may update these Terms occasionally, so please review them periodically. Your continued use constitutes acceptance of any changes.

1. Acceptance of Terms

By using DSI Services, you agree to these Terms, all applicable laws, and regulations. If you do not agree, you must not use our Site or Services.

2. Description of Services

DSI provides credit consultation, tradeline placement, and assistance with funding opportunities. We do not guarantee credit repair, credit score improvements, or loan approvals. Our Services are educational and advisory in nature, designed to help you understand your credit profile and options. We are not a law firm, financial advisor, or lender. We do not provide legal, tax, or investment advice, and we do not make lending decisions. Any decisions by lenders, creditors, or third parties are outside our control.

3. User Responsibilities

  • You represent and warrant that all information you provide is accurate, complete, and truthful.
  • You agree to use our Services for lawful purposes only.
  • You will not use the Site or Services to submit fraudulent, misleading, or illegal information.
  • Unauthorized use of our Site or Services is prohibited and may result in termination of access.

4. Payment and Fees

  • Service fees will be communicated clearly prior to purchase or subscription.
  • All payments must be made via our secure third-party payment processors.
  • Fees are generally non-refundable once services have been performed, except as stated in your specific service agreement or where required by law.
  • Prices are subject to change without prior notice.

5. Privacy and Data Use

Your privacy is important to us. Please review our Privacy Policy for details on how we collect, use, and protect your personal information.

6. No Guarantees or Warranties

DSI does not guarantee any specific outcomes related to credit scores, loan approvals, or financial results. All Services are provided “as is” without warranties of any kind, express or implied

7. Intellectual Property

All content on this Site, including text, graphics, logos, and software, is owned by DSI or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without written permission.

8. Limitation of Liability

To the fullest extent permitted by law, DSI  is not liable for any damages arising out of or related to your use of the Site or Services, including but not limited to direct, indirect, incidental, or consequential damages.

9. Indemnification

You agree to indemnify and hold harmless DSI and its affiliates, employees, and agents from any claims, damages, or expenses arising from your use of the Site, violation of these Terms, or infringement of third-party rights.

10. Termination

We reserve the right to suspend or terminate your access to the Site or Services at any time, without notice, for conduct that violates these Terms or is harmful to others.

11. Governing Law and Dispute Resolution

These Terms shall be governed by the laws of the state of Virginia where DSI is incorporated. Any disputes shall be resolved through binding arbitration in that jurisdiction, except where prohibited by law.

12. Changes to Terms

We may update these Terms at any time. Updates will be posted on this page with a revised Effective Date. Your continued use after changes constitutes acceptance of the new Terms.

13. SMS/Text Messaging Policy

If you opt-in to receive SMS messages from us, you agree to receive recurring messages for service updates, reminders, and promotional offers. By providing your mobile number and opting in, you agree to receive automated text messages (including via autodialer) related to your services; consent is not a condition of purchase. Message and data rates may apply. You may opt-out at any time by replying “STOP.”

14. SMS/Text Program Details

14.1 SMS/Text Messaging Policy

By opting into DSI’s SMS program, you agree to receive text messages about appointment reminders, service updates, receipts, customer support, and occasional promotional offers. Message frequency depends on your service usage.

14.2 How to Opt Out

You may opt out anytime by texting “STOP” to the sender number. We will confirm your unsubscription and stop sending messages. To resubscribe, text “START” or opt in again through our website or customer service.

14.3 Need Help?

Reply “HELP” to any message or email mail@login.dsicredit.com for assistance.

14.4 Carrier Responsibility

Mobile carriers are not liable for delayed or undelivered messages.

14.5 Message and Data Rates

Standard carrier message and data rates may apply.

14.6 Recurring Messages Disclosure

Opting in means you consent to receive recurring texts. Messaging is voluntary and not required for purchases.

14.7 Content Restrictions

DSI SMS messages never include phishing attempts, illegal content, or prohibited material such as hate speech, explicit content, or tobacco/alcohol promotion.

14.8 Privacy and Data Protection

Your SMS opt-in info is confidential and only shared with service providers needed to deliver messages. We do not sell your personal information to third parties for their own marketing purposes.

14.9 More Info

For details on data use, see our Privacy Policy.

15. Contact Information

If you have questions or concerns about these Terms, please contact us:

DESIGN SHOW INC

 2200 dunbarton dr ste d Chesapeake VA 23325
 +1 (833) 659 2680
Mail@login.dsicredit.com